Jewelry Financing Options
Jewelry Financing Options
Flexible options for every purchase and every budget.
Buy now, pay later
Synchrony Preferred Financing
Spicer Greene Jewelers is happy to offer the Preferred Finance Program through Synchrony Financial. It provides a convenient, fast approval process with deferred payments, interest options, and more.
- Low Minimum Monthly Payments
- Simple Credit Application Process
- Doesn’t Tie Up Other Credit Lines
- Instant Credit Available*
- Special payment options are available*
- 24-hour, self-service access to account information at www.mysynchrony.com
- Receive your credit card in 7-10 days.
*Subject to credit approval. Minimum monthly payment required. See store for details. Financing is currently not available through our website, so visit our store in downtown Asheville, NC, to discuss financing options with one of our skilled sales associates.
Buy now, pay later
Wells Fargo Jewelry Financing
We offer flexible financing options through the Wells Fargo Jewelry Advantage® credit card, making it easier to bring home the pieces that mark life’s big (and small) moments.
Whether you're buying an engagement ring or upgrading your collection, you may qualify for special financing plans that include:
- Special Financing Promotions*
- Low Monthly Minimum Payments
- Quick Application Process
- Instant Credit for Use*
- Receive Credit Card Within 7-10 Days
Ask us in-store or call 828-253-1805 to learn what plans are available today.
*With approved credit. Financing is currently not available through our website, so visit our store in downtown Asheville, NC, to discuss financing options with one of our skilled sales associates. Terms and conditions apply. The Wells Fargo Jewelry Advantage® credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. This information is subject to change. For current terms, visit wellsfargo.com/plccterms.
Layaway
Layaway is a popular option for anyone wanting just a little more time to pay for their item. Layaway allows our clients to pay for their piece over 90 days.
With just 30% down and payments at 30, 60 and 90 days, you can rest assured that the piece you selected is held securely at our store while you arrange your finances.
Layaway does not require a credit check. See a store associate for more details, or check out our terms and conditions.
Frequently Asked Questions
Below are answers to frequently asked questions about jewelry financing. If you still have questions, please call us at 828-253-1805.
Use one of the pre-approval links on this page before you come into our store, or apply in-person when you visit our store. Getting pre-approved can help you know your budget ahead of time and will make your visit quicker and more streamlined.
Absolutely. We are happy to use whichever payment method(s) work best for you. You are welcome to pay a portion of your transaction in cash and finance the remainder, or split your payment onto different cards.
No, currently our financing is only available for in-store purchases. You pay apply online for pre-approval and to determine your credit limit, but your transaction must be completed in-person.
From our customers
★★★★★Mike FloydI literally came in with no knowledge whatsoever. I had never bought any jewelry, let alone something as important as an engagement ring. An old friend of mine, who is a jeweler himself, recommended Spicer Greene. He put me in touch with an associate who answered all of my questions, and guided me through the whole process. I'm pleased to say that my love was shocked at how beautiful the ring is, and literally everyone who has laid eyes on it gives her a compliment. The 3 month layaway plan was a huge help too. I simply couldn't have gotten a ring this unique and beautiful anywhere else, especially within my price range.
★★★★★Derek LanceThe jewelers at Spicer Greene were incredible in helping me and my future fiancé select the ring of her dreams. Elliott and his wife took the time to explain the entire process as well give us advice on financing, diamond selection, and much more! You can tell this is a family-owned business by the way the engaged with us and their attention to detail. I'd highly recommend selecting Spicer Greene for any engagement ring purchase as well as any major jewelry purchase. We can't thank them enough!